"WalletHub’s analysts compared the average credit scores of residents in 2,534 U.S. cities to give credit where credit is literally and figuratively due. Scroll down to find out where Americans live by example and how we ranked the cities. Plus, get invaluable credit wisdom from seasoned money experts."

"Stephanie Yates the Director of The UAB Regions Institute for Financial Education says she's always hearing credit score misconceptions. 'People don't know what goes into their credit score so it's not surprising then to see low credit scores if there's low awareness.'"

Understanding finance is more than having checking and savings accounts. The decisions people make about their money can affect many aspects of their lives, from their social interactions to their neighborhoods. Stephanie Yates, Ph.D., knows that.

On Saturday, May 20, the UAB Regions Institute for Financial Education will host the 4th annual Alabama Money Expo at the Hill Student Center.

The free event, which is geared toward helping community members secure a healthy financial future, offers participants the latest information on financial matters, including college loans, taxes, investments and retirement planning.